Pizzeria Restaurant Merchant Account
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Pizza restaurants accepting credit cards are usually paying more in fees than necessary. Pizzeria’s have special needs that are often overlooked when they set-up their merchant account. First problem, is the fact that most inner-city pizzeria’s do free delivery to the customers door. Some businesses do 30%-40% in deliveries where the customer’s credit card is not “Swiped” at the point os sale. These transactions are “Keyed” in at a later point. If this merchant is set-up as a “Retail” business, all of their delivery business credit card sales are being surcharged at a “Non Qualified Rate” which can run as high as 4 Percent.
One solution to this problem would be to add a Wireless Terminal, so the credit card can be “Swiped” at the customers door, so that the transaction would be a Qualified “Swiped” Transaction. Another solution would be to set-up the merchant as a “Phone-Order” business, so the merchant is Quailfied To Key Transactions. Keep in mind the qualified rate would be slightly higher that the retail rate.
A fast audit of your credit card processing statements can determine the best route to save you money. If you have any questions, please grab your current statements and give me a call. I’m confident that we can save you money on your credit card processing fees.
MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683
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Tags: Pizza Merchant Account, Pizzeria Merchant Account, Restaurant Merchant Account
