Merchant Account Blog & Credit Card Processing Blog

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High Risk Credit Card Processing

High risk credit card processing is a solution for certain business types that are deemed high risk by the industry and often declined for processing by most processors. Typically these business types have proven over time to produce a high average of “Chargeback” and present a high risk of default to the merchant bank. Below are some examples:

* TRAVEL RELATED BUSINESS
* ADULT WEBSITES
* BAIL BONDS BUSINESS

Another problem is a business that is either illegal or perceived to be illegal:

* ONLINE GAMBLING
* ONLINE PHARMACY
* ONLINE TOBACCO SALES
* ONLINE GUN SALES

Every high risk business type has it’s own variables. Certain banks may be willing to accept some of these accounts, but most would not. A merchant would need to have many favorable items to be considered and have a chance of approval. These are some points to be considered.

* CREDIT RATING OF THE PRINCIPAL
* CURRENT PROCESSING HISTORY ( NO CHARGEBACKS )
* FINANCIAL STRENGHTH OF THE MERCHANT

These are just a few things to consider when seeking ”HIGH RISK CREDIT CARD PROCESSING“. We may have a solution for your business, so if you would like to discuss your possibilities, please feel free to give me a call. We look forward to speaking with you.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Merchant Processing - No Start-Up Costs !!!!!!!!!

Merchant processing has never been more simpler and affordable, as banks are competing for your business. With many merchant processors offering low rates to win-over your business from other processors, the competition among banks is creating the perfect enviorment for business owners to save big.

Depending on your current monthly credit card processing volume, your saving can be substantial. especially if your merchant account is several years old and you have not shopped rates since you opened your merchant account.

Another key factor to consider is that many processors will waive certain fees to gain your merchant processing business and get you to switch. This can be an additional saving’s for the business owner. These fee’s may include statement fees, annual fee’s, and monthly minimum fees.

Lastly, in recent years many banks are offering FREE TERMINALS to encourage you to switch processors. This is a great way to up-grade your equipment at no cost. Many merchants are using out dated equipment for their merchant processing & probably paid several hundred dollars to purchase it. Another great savings.

If you are looking for Merchant Processing or are looking to save money on your current merchant processing costs…please feel free to give me a call for a free savings quote.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

If you enjoyed this post, make sure you subscribe to my RSS feed!