Merchant Account Blog & Credit Card Processing Blog

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Today is one of the best times in history to apply for a merchant account to accept credit cards at your business. You will find free credit card terminals being offered by many offices in return for your business. Credit card processing has become a must for most businesses and the competition between providers is fierce. This competition in my opinion is the result of the internet, with business owners being more educated by searching for the best deal on credit card processing.

Free equipment like; free credit card machine, free credit card software, and free ecommerce solutions are slowly becomming the norm on the internet. This competition was sparked a couple of years ago and may continue for the near future. No one know when they will “Pull The Plug” on free equipment, but for now it is available and everyone should take advantage of it.

If you are thinking about setting up credit card processing for your business or are thinking about switching your provider, for a much better rate, please give me a call to discuss your needs. We offer free equipment on all new merchant accounts for credit card processing.   

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Ecommerce webmaster’s need an internet merchant account to process credit card transactions from their website. Internet merchant accounts coupled with an ecommerce gateway provide the perfect secure transaction platform for any website. Customers can make credit card purchases via a shopping cart checkout or simply a buy-it-now button.

An internet merchant account shows your customers that you are for real. Other alternatives such as PayPal may turn-off a customer, causing them to change their mind and keep looking on other websites.
Another advantage is that your funds are depostied directly into your business account. Third-Party solutions require you to wait for your funds and make a transfer request.

If you have any questions, please give me a call to discuss your ecommerce merchant account needs.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Accepting credit cards from customers over the telephone has become accepted and is a very popular payment method. Customers today actually prefer the convenience and are willing to give out their credit card information to a stranger over the telephone. Getting approved for a phone order merchant account has also become much easier as banks have also embraced the concept. Underwriters main concern is your product type and a fairly good credit rating on the principal of the business. Provided you are not selling phone-sex, you should have no problem getting approved for a phone order merchant account.

Credit card processing equipment is necessary to process your customers transaction. Choices to process credit cards will include a credit card machine, credit card processing software, or a ecommerce terminal.Cost can vary and most large credit card processors will offer Free Equipment with a phone order merchant account. Be sure to shop around for someone who can provide the best products at a fair price.

If you have any questions about phone order merchant accounts, please give me a call.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Ecommerce merchants need to be aware of legislation passed in New York State, that requires “E-Tailors” to collect New York State Sales Tax on orders shipped to New York Residents. Law requires Out-of-State Ecommerce Merchants to register with the NYS Department of Taxation & Finance if they ship over $10,000 in merchandise to New York State Consumers.

Seems Amazon.Com is sueing the State of New York over the new law and OverStock.Com has followed suit, with their own law suit. There is rumor that the Republican Majority in the Senate is against the tax and are looking to overturn this legislation. We keeping a close watch on the situation.

If the legislation is successful, we fear that other states will pass their own “Internet Sales Tax”.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683 

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An internet merchant account is necessary to process payments over an ecommerce enabled website. Another option would be PayPal or Google Checkout. Each solution has it’s benefits and their drawbacks. In the case of internet merchant accounts, many customers prefer to simply using their credit card and are turned-off by see Pay-Pal as your standalone payment methood. These customers may decide not to make a purchase, based on their dis-like of PayPal. Loosing sales this way, is not very smart.

Aside from peoples dis-like of Pay-Pal, your company image is also at stake. The association between Pay-Pal and eBay is very strong, customers associate Pay-Pal with someone selling “Greenbeans From Their Basement”. This is not an image that you want to asscoiate with a legitamate business.

In closing, choosing a reliable internet merchant account will provide you the ability to accept online ecommerce payments without loosing customers and damaging your image by association.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683
     

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E-COMMERCE VIA WEB-ENABLED MOBILE PHONES

According to Juniper Research LTD, North America is just starting to see a rise in payments made via cell phone using mobile web devices. Cellular customers are finally using their web-enabled mobile phones to make credit card purchases over the web. Websites that are customized for mobile transactions will see the increase in their credit card processing. You may want to consider optimizing mobile pages on your website to benefit from these transactions. If you dont’t have an E-Commerce Merchant Account, please give us a call to discuss your needs and capitalize on this growing market channel.

These credit card transactions are projected to exceed $300 Billion by 2013.

MARK SANDS
http://www.usa-merchantaccount.com

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Payment Gateways & Shopping Carts

Merchants selling products online need an E-Commerce Merchant Account to process credit card transactions from theirr website. Customers can use a Buy-It-Now button taking them to a payment platform to check-out or you can add a complete shopping cart allowing customers to add multiple products into the shopping cart, before check-out. Buy-It-Now would be the simplest check-out.

Shopping carts can very in scope with many different options. We offer a free shopping cart with simple instalation and can be upgraded with options as needed. The problem with connecting your shopping cart with your merchant account, is that not all shopping carts are compatable with the different payment gateways offered today.

Payment Gateways are the secure connection between your ecommerce merchant account and your shopping cart. This is where your customers credit card data is securely transmitted to your merchant account from your website. We offer multple gateway platforms, such as Authorize.Net Gateway, Eprocessing Network’s Gateway, and the LinkPoint Gateway. These are the major gateways and your shopping cart should be compatible with at least one of these secure payment gateways.

Merchant account approval is necessary processing your customers credit card transaction. The data is transmitted via secure payment gateway, from your shopping cart or buy-it-now button, to your merchant account. Merchant account approval’s can also vary from different providers, as ecommerce transcations are of “Higher Risk”, than a brick and morter transaction.

We specialize in E-Commerce Merchant Accounts and also can approve some High Risk Merchant Accounts, as well. We also do alot of High Volume Merchant Accounts, as well. If your website is new with very little traffic and sales you may want to consider Google Checkout, as an alternative untill your website begans to be profitable. Google Checkout offers a simple solution and is affordable. If you advertise with Google Adwords, they even offer you a discount on credit card processing with Google Checkout. A simple solution for new websites.

If you have any questions, please feel free to contact me for advise with E-Commerce Payments.

Mark Sands
http://www.usa-merchantaccount.com

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