Merchant Account Blog & Credit Card Processing Blog

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Convenience Store Merchant Account

Accepting credit cards at a convenience store is a must in today’s marketplace. Getting the best rate is equally important to be competitive in your business. We offer special pricing for C-Stores with good monthly sales volumes. Now, convenience store owners can receive special pricing, once only reserved for corporations like WalMart. Saving money on your credit card processing rates & fees has never been more important for convenience store merchant account owners, as we move into a slowing economy.

OTHER C-STORE PRODUCTS:

Convenience store owners looking to reduce their expenses should grab their current statements and give me a call to immediately cut their current credit card processing costs. We look forward to working with you.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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PAY AT PUMPS | MERCHANT ACCOUNT | SAVE THOUSANDS


Gas station owners are in a very competitive business. Every possible edge over the competition is a must to compete in this industry. Saving money on credit card processing can be a lucrative edge over your competitor down the street, who has not analyzed his merchant account expenses.

When you are working on pennies, your credit card processing rates and fees matter. Understanding what those transactions cost workout to on an average basis is key. If your average gas purchase is $40, you need to understand what your current cost is on that card transaction. This cost could really be eating away at your profits, if this goes unchecked.

We can offer you an interchage plus pricing program, at a small fraction above true interchange cost. This program is usually reserved for high volume accounts, but we are now offering it to independant gas station owners of all sizes. We can even included your in-store sales of food & convenience products. We even offer Fleet-Card acceptence like Wright Express and Voyager cards.

Grab your most recent credit card processing statements and give me a call. I’m confident that we can save you money, making your business more competitive.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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As we face these uncertain times in the worldwide financial markets, it seems that Ecommerce Sales may be resilient, even if we face a economic downturn and potentiel recession in the United States. According to a recent article in Barron’s, Jeff Lindsey reports that dispite a slowing economy, he forecasts Ecommerce Transactions to grow 14.3% in the US in 2008.

Online merchants should also benefit from the rising cost of fuel, as many customers would prefer saving the time & gasoline expense of traveling to make a purchase. Ecommerce merchants offering Free Shipping will really make it a “No Brainer” for the consumer looking to save money.

Lastly, online merchants selling products abroad, will benefit from the “Lower Dollar”, as foreign consumers can purchase products & services at a discount.

If you are looking to save money on your credit card processing fees and merchant account rates, please feel free to give me a call on getting your overall cost a an affordable level.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Getting the best rate on credit card processing is most important for any business with a mercant account. Many merchants were never really trained properly and small mistakes could be costing them unnecessary costs. First of all, transactions must be batched or setteled out each evening or you run the risk of all those transactions being surcharged as Non-Qualified transactions by Visa or Mastercard. Be sure that you are closing all batches within 24 Hours to avoid the penalty.

Next, if you are “Keying” a card number rather than “Swiping” it, Visa & Mastercard require that AVS Information be attempted and passed-through with the transaction data. This includes the “Street Number” and “Zip Code” of the customer, along with the “CVV2″ code on the back of the credit card. If this information is Not Attemped, the transaction will be surcharged as a Non-Quailified transcation by Visa or Mastercard. Aside from avoiding a surcharge, this information will assist merchants in reducing the risk of an expensive chargeback and the fees associated with them.

SAVE MONEY ON YOUR CREDIT CARD PROCESSING COSTS:

If you are looking to reduce your overall cost on credit card processing, please grab you current processing statements and give me a call. We can do a line-by-line comparsion and save you hundreds if not thousands, on your current credit card processing costs.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Visa has announced changes in Interchange Rates, due to take effect on October 3rd, 2008. For the most part, the average merchant should not feel any pain. As most of you know, “Interchange” is a complcated mass of different catagories for different transaction types. Seems that for the most part, the major change is the addition of the following New Interchange Catagories:

Debt Repayment -This category allows agencies that take payment for auto loans, student loans and mortgages to pay a lower rate. This Interchange category does not apply to past due debt such as items in collections.

Pay at the Pump - This fee is a reduction. Consumer credit cards used at gas pumps have been lowered by as much as .50 basis points. Prepaid gas cards will also now be to “Partial Authorization.” Some examples of these types of cards are Shell Cards and Wright Express cards.

Tax Payments - This program is a requirement for all merchants. There will be no cost for the program until April 1, 2009, but a convenience fee may be assessed. This fee may vary for consumer credit cards and commercial credit cards. For consumer debit transactions, a flat fee may be assessed and cannot exceed $3.95.

Government to Government - This category has gone up by .25 basis points for transactions over $8,750. The $5,000 minimum has been removed and Level 2 and Level 3 data is not required.

Again, most business owners will not be effected by the changes. Gas stations actually will benefit and will hopefully pass that savings on to the consumer, as Visa had intended to help consumers with the high cost of gasoline in this change.

If you have any questions or are looking to Save Money On Processing Costs, please give me a call.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Merchants who need to process transactions from remote locations, without power or telephone lines, can apply for a wireless merchant account. Transactions must be initiated from a location where the wireless signal is available. Please note, wireless coverage area may vary and not all locations are covered. Please check signal strength on the coverage map and again note that signals will vary and are not guaranteed.

FREE NURIT 8000 GPRS

While supplies last, we are offering a Free Nurit 8000 GPRS for all new wireless merchant account applications. Terminal includes Free UPS Ground Shipping, Free Programming, and Free Set-Up. We waived the wireless activation fee and your equipment will come, plug-n-play. All we ask it that you return the equipment when closing your merchant account and credit card processing. It’s that simple.

If you have any questions on our wireless merchant account, please give us a call.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Accepting checks over the telephone or directly from your website is fast becomming a popular payment solution. Customers are becomming very comfortable using their checking account numbers to make a purchase. We are currently offering E-Check which will allow you to process checks electronically. Funds are deposited into your existing business checking account via an electronic deposit. The bank draft can be initiated from your website or you can take the check directly over the telephone.

This is a great add-on to your existing credit card processing. You can also set-up a “Re-Ocurring Payment” with and have a certain amount debited from a customers account, which is great for memberships or monthly dues. Simply a great payment solution.

If you have any questions on E-Chex, please feel free to give me a call.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Merchants in need of working capital can tap-into their future credit card processing revenues, with our merchant cash advance program. Merchants can raise $5,000 to $150,000 quickly, withou financial statements. Advances are based on your current credit card processing volumes and time in business. If you have a steady credit card transaction history, you should quailfy.

Our merchant cash advance program is one of the fastest ways to raise working capital. Simply complete our one page application and a specialist will contact you within 24 Hours. Your loan should be funded within 5-7 business days of submitting your documents. It’s that simple.

If you have questions about our Merchant Cash Advance Program, please don’t hesitate to call me.

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Today is one of the best times in history to apply for a merchant account to accept credit cards at your business. You will find free credit card terminals being offered by many offices in return for your business. Credit card processing has become a must for most businesses and the competition between providers is fierce. This competition in my opinion is the result of the internet, with business owners being more educated by searching for the best deal on credit card processing.

Free equipment like; free credit card machine, free credit card software, and free ecommerce solutions are slowly becomming the norm on the internet. This competition was sparked a couple of years ago and may continue for the near future. No one know when they will “Pull The Plug” on free equipment, but for now it is available and everyone should take advantage of it.

If you are thinking about setting up credit card processing for your business or are thinking about switching your provider, for a much better rate, please give me a call to discuss your needs. We offer free equipment on all new merchant accounts for credit card processing.   

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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Credit card processing is becoming the norm for new state-of-the-art vending machines. A vending machine merchant account is needed to accept credit cards with your machine. The process is very simple and your machine will be ready to process transactions once your merchant account is activated.

You will need to ask your equipment vendor which credit card processing network is compatable with the software installed in the machine, ie First Data Omaha, First Data Nahville, Vital, ect. You will also need to install either a telephone line or internet connection, which ever is required by your equipment vender. A download may be required to configure your machine, again please check with your equipment vender.

Customers prefer to use their credit & debit cards and the idea of using them at a vending machine is becomming accepted by the public. Increase your profits by accepting credit cards.

If you have any questions, please give me a call to discuss your needs.   

MARK SANDS
1st National Processing
http://www.usa-merchantaccount.com
1-866 828-8683

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